Reasons you should have appropriate auto insurance
In most states, full automobile insurance is required by law. If you are injured by someone who is not insured, your insurance company steps into the shoes of the third party insurance company. Our law firm has handled many cases involving uninsured motorists and the subsequent issues that result in such cases.
Valid document proof
Uninsured motorists don’t just pose a risk to themselves and their means of transport, they also lack the document proof that motorists with insurance have. In some states, if you do not have proof of insurance, you cannot make a claim for personal injury. Our law firm has handled many cases involving this situation and insurance coverage can be found in limited circumstances.
It is no secret that there is always a risk of accidents when one takes to the road. While you may be a highly experienced rider with complete vehicular control, this simply does not justify being an uninsured motorist. Insurance for your vehicle is worth its value when you consider the fact that your vehicle is protected against any accident that might occur without your intentional involvement. In most cases, you are repaid the entire value of your vehicle or the amount required to restore it to its previous condition. Thus, protecting your vehicle is an important aspect of insurance.
Compliance with law
While this must not be the reason you get your insurance, if it boils down to legality, one must keep in mind that one is required to procure motorcycle insurance by law in most parts of the world. Uninsured motorists can be penalized according to the law and repeated offenses can lead to cancellation or suspension of your driving permit. Insurance has been mandated and enforced as a necessary document by road transport authorities across the globe and as such, all motorists have to procure it at the time of purchasing their vehicles.